Loan Portfolio Growth
At Capital Resources, we know insurance and we know loan portfolio growth. Having been around since 2005 and having originated more than $500 million in commercial loans, we feel confident in our ability to offer community lenders successful and secure loan participations.
What is a Loan Participation?
A loan participation is an instrument that gives a lender the opportunity to purchase into a loan originated by another lender. Loan participations give their buyers the opportunity to put quality loans on their books that they would not otherwise have access to.
Why Choose a Loan Participation?
Loan participations are often times great lending opportunities for lenders because they afford them the opportunity to diversify their loan portfolios both geographically and in industry. Certain regulatory bodies often times place restrictions on banks from lending too much in a particular industry or market place. With a loan participation, a lender is able to purchase at levels that fit their individual needs.
How Does this Strengthen Diversification?
The benefits to loan participations reside in their geographical and industry variances. Community lenders are able to purchase one or multiple loans spread through the continental United States, enabling lenders to purchase in varying regions and risk profiles. For lenders this may lead to higher ROAs and greater loan portfolio diversification.
Why Choose Capital Resources?
Capital Resources is not only an authority in the insurance agency lending, but we are also deeply committed to providing unparalleled client services. Our loan participations are well-researched, properly managed, and are chosen to specifically meet lender needs. Learn more about why you should choose Capital Resources for your commercial loan participation needs by clicking on any of the buttons below.
What We Do
We specialize in providing quality commercial loan participations to lenders across the United States. Our participations are backed by loans to current and prospective insurance agency owners and financial advisors for the purpose of business acquisition, expansion, refinance, and working capital.
Having originated more than $500MM in loans, we have a unique perspective and insight in the industries we specialize in. We leverage this experience to help our participating lenders grow their loan portfolios without growing their expenses.
We provide quality loan products to those in the insurance and wealth management industries, while helping community banks expand their loan portfolio's size and industry diversification.
$ Millions Originated
Years in Business
Prior to approving a loan, we will review an agency’s entire financial history, as well as market trends, both current and projected, to ensure the investment is a sound one.
Since 2005, community banks have turned to us to help them grow their commercial loan portfolios.
13200 Metcalf Ave Suite 190
Overland Park, KS 66123
Mon-Fri: 9am - 5pm